Mortgage Calculator
Estimate your monthly mortgage payments with taxes, insurance, and PMI.
Loan Inputs
Down Payment
Effective down payment: $90,000 (20.0%)
Monthly Payment (Principal + Interest)
$2,275
Loan Amount
$360,000
Total Interest Paid
$459,160
Total Cost (with down payment)
$909,160
Principal vs Interest
Breakdown of lender payments over the full loan term.
Principal (43.9%)
$360,000Interest (56.1%)
$459,160Amortization Summary
First Month
Principal: $325
Interest: $1,950
First Year (12 Payments)
Principal paid: $4,024
Interest paid: $23,282
You pay down 50% of the principal around month 257 (year 22).